/* ==========================================================================
   Costa & McLaren - Sterbegeld-Seiten
   Ergänzt site.css um die Bausteine der Sterbegeld-Strecke.
   Gleiche Tokens, keine neuen Farben, genau ein Schatten.
   ========================================================================== */

/* ------------------------------------------------------------- Kopfleiste */
.kopfleiste { background: #06182D; color: var(--navy-pale); font-size: var(--text-xs); line-height: 1.5; }
.kopfleiste .wrap { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 6px 20px; padding-block: 8px; }
.kopfleiste a { color: var(--accent); font-weight: 600; }
.kopfleiste a:hover { color: var(--white); }

.header__aktionen { display: flex; align-items: center; gap: 18px; }
.header__telefon { display: inline-flex; align-items: center; gap: 8px; color: var(--white); font-size: var(--text-sm); font-weight: 600; white-space: nowrap; }
.header__telefon:hover { color: var(--accent); }
.header__telefon svg { color: var(--accent); }
.header .nav { margin-left: auto; }
@media (max-width: 1180px) { .header__telefon span { display: none; } }
@media (max-width: 900px) {
  .header__aktionen .btn { display: none; }
  .header .nav { margin-left: 0; }
  .nav .nav__link--mobil { display: inline-flex; }
}
.nav__link--mobil { display: none; }

/* Flyout für die sechs Themenseiten */
.flyout--themen { width: min(640px, calc(100vw - 2 * var(--gutter))); }
.flyout--themen .flyout__spalten { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 4px 20px; }
@media (max-width: 900px) {
  .flyout--themen { width: 100%; }
  .flyout--themen .flyout__spalten { grid-template-columns: 1fr; }
}

/* ----------------------------------------------------- Hero mit Formular */
.hero__inner--formular { grid-template-columns: minmax(0, 1fr) minmax(0, 30rem); gap: 64px; padding-block: 64px; }
.hero__text .lede--hell strong { color: var(--white); font-weight: 600; }
.hero__absatz { max-width: 40rem; color: var(--navy-pale); font-size: var(--text-base); line-height: var(--leading-body); }
.hero__ansprechpartner { display: flex; align-items: center; gap: 14px; color: var(--navy-pale); font-size: var(--text-sm); line-height: 1.45; }
.hero__ansprechpartner b { display: block; color: var(--white); font-size: var(--text-base); font-weight: 600; }

.vorteile { display: flex; flex-direction: column; gap: 12px; }
.vorteile li { display: grid; grid-template-columns: 22px minmax(0, 1fr); gap: 12px; align-items: start; color: var(--white); font-size: var(--text-base); line-height: 1.55; }
.vorteile svg, .haken svg { color: var(--accent); margin-top: 3px; }
.haken { display: flex; flex-direction: column; gap: 12px; }
.haken li { display: grid; grid-template-columns: 22px minmax(0, 1fr); gap: 12px; align-items: start; line-height: 1.55; }
.haken svg { color: var(--accent-ink); }

.telefon-link { display: inline-flex; align-items: center; gap: 10px; color: var(--white); font-weight: 600; }
.telefon-link:hover { color: var(--accent); }
.telefon-link svg { color: var(--accent); }

/* Initialen statt Fotos, bis echte Porträts vorliegen */
.portraits { display: flex; }
.portrait {
  width: 48px; height: 48px; border-radius: 50%; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--navy-pale); color: var(--navy-deep);
  font-size: var(--text-sm); font-weight: 700; letter-spacing: 0.02em;
  border: 2px solid var(--navy-deep); overflow: hidden;
}
.portrait img { width: 100%; height: 100%; object-fit: cover; }
.portrait + .portrait { margin-left: -12px; }
.portraits--klein .portrait { width: 36px; height: 36px; font-size: 11px; border-color: var(--white); }

/* ------------------------------------------------------ Vertrauensreihe */
.vertrauensreihe { display: flex; flex-wrap: wrap; gap: 10px 22px; font-size: var(--text-sm); line-height: 1.4; }
.vertrauensreihe li { display: inline-flex; align-items: center; gap: 8px; }
.vertrauensreihe svg { color: var(--accent); flex-shrink: 0; }
.vertrauensreihe a { color: inherit; text-decoration: underline; text-decoration-color: rgba(46, 155, 214, 0.6); text-underline-offset: 3px; }
.vertrauensreihe--hell { color: var(--navy-pale); }
.vertrauensreihe--hell a:hover { color: var(--white); }
.vertrauensreihe--dunkel { color: var(--grau-650); }
.vertrauensreihe--dunkel svg { color: var(--accent-ink); }

/* -------------------------------------------------------- Angebotsformular */
.angebot {
  position: relative; background: var(--white); color: var(--grau-900);
  border: 1px solid var(--grau-200); border-radius: var(--radius-card); box-shadow: var(--shadow-card);
  padding: clamp(1.25rem, 3vw, 1.75rem); display: flex; flex-direction: column; gap: 18px;
}
.angebot__kopf { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding-bottom: 14px; border-bottom: 1px solid var(--grau-200); }
.angebot__wer { display: flex; align-items: center; gap: 10px; font-size: var(--text-sm); font-weight: 600; color: var(--grau-650); line-height: 1.3; }
.angebot__schritt { font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent-ink); white-space: nowrap; font-variant-numeric: tabular-nums; }
.angebot__fortschritt { height: 3px; background: var(--grau-200); border-radius: 2px; overflow: hidden; margin-top: -6px; }
.angebot__fortschritt span { display: block; height: 100%; width: 50%; background: var(--accent); transition: width 320ms cubic-bezier(0.2, 0, 0, 1); }
.angebot[data-schritt="2"] .angebot__fortschritt span { width: 100%; }
.angebot__titel { font-size: var(--text-2xl); line-height: 1.2; }
.angebot__intro { font-size: var(--text-base); color: var(--grau-650); line-height: 1.55; margin-top: 6px; }
.angebot fieldset { border: 0; margin: 0; padding: 0; min-width: 0; display: flex; flex-direction: column; gap: 16px; }
.angebot fieldset[hidden] { display: none; }

.angebot .feld input, .angebot .feld select {
  font-family: inherit; font-size: var(--text-lg); color: var(--grau-900);
  min-height: 52px; padding: 10px 14px; width: 100%;
  border: 1px solid #C9C7C1; border-radius: var(--radius-btn); background: var(--white);
}
.angebot .feld select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%230E5C8A' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; }
.angebot .feld input:focus-visible, .angebot .feld select:focus-visible { border-color: var(--accent); outline-offset: 1px; }
.angebot .feld label, .angebot legend { font-size: var(--text-base); font-weight: 600; color: var(--grau-900); padding: 0; }
.feld__hilfe { font-size: var(--text-sm); color: var(--grau-650); line-height: 1.45; margin-top: -3px; }
.feld--fehler input, .feld--fehler select { border-color: #B3261E; }
.feld__fehler { font-size: var(--text-sm); font-weight: 600; color: #B3261E; line-height: 1.4; }
.feld__fehler[hidden] { display: none; }

.summen { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 8px; }
.summen .chip span { width: 100%; justify-content: center; min-height: 52px; padding: 0 6px; font-size: var(--text-base); font-variant-numeric: tabular-nums; }
.summen--fehler .chip span { border-color: #B3261E; }
@media (max-width: 420px) { .summen { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

.angebot .einwilligung span { font-size: var(--text-sm); }
.angebot .einwilligung--fehler span { color: #B3261E; }
.angebot__senden { width: 100%; min-height: 56px; font-size: var(--text-lg); gap: 10px; }
.angebot__senden[aria-busy="true"] { opacity: 0.7; pointer-events: none; }
.angebot__zurueck { align-self: center; background: none; border: 0; padding: 6px; font: inherit; font-size: var(--text-sm); font-weight: 600; color: var(--accent-ink); cursor: pointer; }
.angebot__zurueck:hover { color: var(--navy-deep); }
.angebot__fuss { font-size: var(--text-sm); color: var(--grau-650); text-align: center; line-height: 1.5; }
.angebot__langsam { font-size: var(--text-sm); color: var(--grau-650); text-align: center; }
.angebot__langsam[hidden] { display: none; }
.angebot .formular__status a { font-weight: 600; }

/* --------------------------------------------------------- Angebotsdialog */
.angebot-dialog {
  width: min(560px, calc(100vw - 24px)); max-height: calc(100dvh - 24px);
  padding: 0; border: 0; border-radius: var(--radius-card);
  background: var(--white); box-shadow: var(--shadow-pop); overflow: auto;
}
.angebot-dialog::backdrop { background: rgba(8, 31, 58, 0.55); }
.angebot-dialog__kopf {
  position: sticky; top: 0; z-index: 2; display: flex; align-items: center; justify-content: space-between; gap: 12px;
  padding: 12px 16px 12px 20px; background: var(--white); border-bottom: 1px solid var(--grau-200);
  font-size: var(--text-sm); font-weight: 600; color: var(--grau-900);
}
.angebot-dialog__zu { width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; background: none; border: 0; border-radius: var(--radius-btn); cursor: pointer; color: var(--grau-900); }
.angebot-dialog__zu:hover { background: var(--navy-pale); }
.angebot-dialog .angebot { border: 0; box-shadow: none; }
@media (prefers-reduced-motion: no-preference) {
  .angebot-dialog[open] { animation: dialog-ein 260ms cubic-bezier(0.2, 0, 0, 1); }
}
@keyframes dialog-ein { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }

/* ------------------------------------------------------------ Versicherer */
.versicherer { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); border-top: 1px solid var(--grau-200); border-left: 1px solid var(--grau-200); }
.versicherer li { display: flex; align-items: center; min-height: 56px; padding: 10px 16px; border-right: 1px solid var(--grau-200); border-bottom: 1px solid var(--grau-200); font-size: var(--text-sm); font-weight: 600; color: var(--grau-650); line-height: 1.3; }
@media (max-width: 1100px) { .versicherer { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
@media (max-width: 620px) { .versicherer { grid-template-columns: repeat(2, minmax(0, 1fr)); } .versicherer li { min-height: 48px; padding: 8px 12px; } }
.versicherer__mehr { margin-top: 14px; }
.versicherer--eingeklappt li:nth-child(n+13) { display: none; }
.versicherer__knopf { margin-top: 16px; background: none; border: 0; padding: 0; font: inherit; font-weight: 600; color: var(--accent-ink); cursor: pointer; }
.versicherer__knopf:hover { color: var(--navy-deep); }

/* ----------------------------------------------------- Drei Wege zum Vertrag */
.wege { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.12fr) minmax(0, 1fr); gap: 24px; align-items: stretch; }
.weg {
  background: var(--white); border: 1px solid var(--grau-200); border-radius: var(--radius-card);
  padding: clamp(1.5rem, 2.5vw, 2rem); display: flex; flex-direction: column; gap: 18px;
}
.weg__titel { font-size: var(--text-xl); line-height: 1.25; }
.weg__unter { font-size: var(--text-sm); color: var(--grau-650); margin-top: 4px; }
.weg dl { margin: 0; display: flex; flex-direction: column; flex-grow: 1; }
.weg dl div { padding: 12px 0; border-top: 1px solid var(--grau-200); }
.weg dt { font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--grau-650); }
.weg dd { margin: 5px 0 0; font-size: var(--text-base); line-height: 1.55; color: var(--grau-900); }
.weg__fazit { font-size: var(--text-base); font-weight: 600; line-height: 1.5; padding-top: 14px; border-top: 2px solid var(--grau-200); }
.weg--wir { background: var(--navy-deep); border-color: var(--navy-deep); color: var(--white); box-shadow: var(--shadow-card); position: relative; }
.weg--wir::before { content: ""; position: absolute; inset: 0 0 auto; height: 4px; background: var(--accent); border-radius: var(--radius-card) var(--radius-card) 0 0; }
.weg--wir .weg__unter, .weg--wir dt { color: var(--accent); }
.weg--wir dd { color: var(--navy-pale); }
.weg--wir dl div { border-top-color: rgba(237, 242, 248, 0.2); }
.weg--wir .weg__fazit { border-top-color: var(--accent); color: var(--white); }
.weg__aktionen { display: flex; flex-direction: column; gap: 12px; }
.weg__aktionen .btn { width: 100%; }
.weg__kopf { display: flex; align-items: center; gap: 14px; }
.ernstfall { margin-top: 2.5rem; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr); gap: 48px; padding-top: 2rem; border-top: 1px solid var(--grau-200); }
.ernstfall h3 { font-size: var(--text-xl); line-height: 1.3; }
.ernstfall p + p { margin-top: 12px; }
@media (max-width: 1100px) {
  .wege { grid-template-columns: 1fr; }
  .weg--wir { order: -1; }
  .ernstfall { grid-template-columns: 1fr; gap: 16px; }
}

/* ----------------------------------------------------------------- Varianten */
.variante__marke { display: inline-block; align-self: flex-start; padding: 4px 10px; border-radius: var(--radius-btn); background: var(--navy-pale); color: var(--accent-ink); font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; }
.variante__hinweis { font-size: var(--text-sm); line-height: 1.55; color: var(--grau-650); padding: 14px 16px; background: var(--grau-100); border-left: 3px solid var(--accent); border-radius: 0 var(--radius-btn) var(--radius-btn) 0; }
.variante .btn { align-self: flex-start; }
.unter-cta { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 24px; margin-top: 2.5rem; }
.unter-cta p { font-size: var(--text-sm); color: var(--grau-650); }
.sektion--navy .unter-cta p { color: var(--navy-pale); }

/* -------------------------------------------------------------- Ansprechpartner */
.personen { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: 72px; align-items: start; }
.personen__bilder { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.personen__bild { margin: 0; }
.personen__bild .team__bild { border-radius: var(--radius-card); border: 1px dashed rgba(14, 92, 138, 0.35); }
.personen__bild figcaption { margin-top: 10px; font-size: var(--text-sm); line-height: 1.45; color: var(--grau-650); }
.personen__bild figcaption b { display: block; font-size: var(--text-base); color: var(--grau-900); }
.leitsaetze { display: flex; flex-direction: column; gap: 14px; margin: 1.75rem 0 0; }
.leitsaetze li { padding-left: 18px; border-left: 2px solid var(--accent); font-size: var(--text-lg); line-height: 1.5; color: var(--grau-900); }
.personen__register { margin-top: 1.25rem; font-size: var(--text-sm); color: var(--grau-650); }
.punkte-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px 40px; margin-top: 2.5rem; }
@media (max-width: 1100px) { .personen { grid-template-columns: 1fr; gap: 40px; } }
@media (max-width: 620px) { .punkte-2 { grid-template-columns: 1fr; } }

/* -------------------------------------------------------------- Fallstricke */
.fallstricke__kopf { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: 56px; align-items: start; margin-bottom: 2.5rem; }
.praxis { background: var(--white); border: 1px solid var(--grau-200); border-radius: var(--radius-card); padding: 24px 26px; }
.praxis__titel { font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent-ink); margin-bottom: 12px; }
.praxis blockquote { margin: 0; font-size: var(--text-base); line-height: 1.65; color: var(--grau-900); }
.praxis p { margin-top: 12px; font-size: var(--text-sm); color: var(--grau-650); }
.fallstricke { background: var(--white); border: 1px solid var(--grau-200); border-radius: var(--radius-card); box-shadow: var(--shadow-card); overflow: hidden; }
.fallstrick { border-bottom: 1px solid var(--grau-200); }
.fallstrick:last-child { border-bottom: 0; }
.fallstrick summary {
  list-style: none; cursor: pointer; display: grid; grid-template-columns: 40px minmax(0, 1fr) 24px; gap: 12px; align-items: center;
  padding: 20px 24px; font-size: var(--text-lg); font-weight: 600; line-height: 1.35;
}
.fallstrick summary::-webkit-details-marker { display: none; }
.fallstrick summary:hover { background: var(--navy-pale); }
.fallstrick__num { font-size: var(--text-sm); font-weight: 600; color: var(--accent-ink); font-variant-numeric: tabular-nums; }
.fallstrick summary::after { content: "+"; justify-self: end; color: var(--accent-ink); font-size: var(--text-2xl); font-weight: 400; line-height: 1; }
.fallstrick[open] summary::after { content: "−"; }
.fallstrick__inhalt { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0; margin: 0 24px 22px 76px; border: 1px solid var(--grau-200); border-radius: var(--radius-btn); }
.fallstrick__seite { padding: 16px 18px; }
.fallstrick__seite + .fallstrick__seite { border-left: 1px solid var(--grau-200); background: var(--navy-pale); }
.fallstrick__seite h4 { font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--grau-650); margin-bottom: 6px; }
.fallstrick__seite + .fallstrick__seite h4 { color: var(--accent-ink); }
.fallstrick__seite p { font-size: var(--text-base); line-height: 1.6; }
.ergebnis { margin-top: 2.5rem; display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: 48px; align-items: start; }
.ergebnis h3 { font-size: var(--text-2xl); line-height: 1.2; }
@media (max-width: 900px) {
  .fallstricke__kopf, .ergebnis { grid-template-columns: 1fr; gap: 24px; }
  .fallstrick summary { grid-template-columns: 32px minmax(0, 1fr) 24px; padding: 18px; }
  .fallstrick__inhalt { grid-template-columns: 1fr; margin: 0 18px 18px; }
  .fallstrick__seite + .fallstrick__seite { border-left: 0; border-top: 1px solid var(--grau-200); }
}

/* --------------------------------------------------------- Themen-Punkte */
.punkte-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px; }
.punkte-4 > div { border-top: 2px solid var(--accent); padding-top: 18px; }
.punkte-4 h3 { font-size: var(--text-lg); line-height: 1.3; margin-bottom: 8px; }
.punkte-4 p { font-size: var(--text-base); line-height: 1.6; color: var(--grau-650); }
@media (max-width: 1100px) { .punkte-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 620px) { .punkte-4 { grid-template-columns: 1fr; gap: 24px; } }

.themen-text { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 0.8fr); gap: 72px; align-items: start; }
.themen-text__bloecke { display: flex; flex-direction: column; gap: 2.5rem; }
.themen-text__bloecke section h2 { font-size: var(--text-2xl); line-height: 1.2; margin-bottom: 12px; }
.themen-text__bloecke section p { max-width: var(--measure); color: var(--grau-650); }
.themen-text__bloecke section p + p { margin-top: 10px; }
.themen-text__seite { position: sticky; top: 24px; display: flex; flex-direction: column; gap: 16px; }
@media (max-width: 1100px) { .themen-text { grid-template-columns: 1fr; gap: 40px; } .themen-text__seite { position: static; } }

/* --------------------------------------------------------------- Bewertungen */
.stimmen { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.stimme { background: var(--white); border: 1px solid var(--grau-200); border-radius: var(--radius-card); padding: 24px; display: flex; flex-direction: column; gap: 14px; }
.stimme blockquote { margin: 0; font-size: var(--text-base); line-height: 1.65; }
.stimme footer { font-size: var(--text-sm); color: var(--grau-650); margin-top: auto; }
@media (max-width: 1100px) { .stimmen { grid-template-columns: 1fr; } }

/* --------------------------------------------------------- Schluss-CTA */
.schluss { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 30rem); gap: 72px; align-items: center; }
.schluss__text { display: flex; flex-direction: column; gap: 22px; }
.schluss__person { display: flex; align-items: center; gap: 14px; color: var(--navy-pale); font-size: var(--text-sm); }
.schluss__person b { display: block; color: var(--white); font-size: var(--text-base); }
@media (max-width: 1100px) { .schluss { grid-template-columns: 1fr; gap: 40px; } }

/* --------------------------------------------------------- Einfache Seiten */
.einfach-hero { padding-block: clamp(3rem, 6vw, 4.5rem); }
.einfach-hero .wrap { display: flex; flex-direction: column; gap: 22px; }
.einfach-hero .lede { max-width: 60ch; }
.kontakt-daten { display: flex; flex-wrap: wrap; gap: 14px 32px; font-size: var(--text-lg); font-weight: 600; }
.kontakt-daten a { color: var(--white); display: inline-flex; align-items: center; gap: 10px; }
.kontakt-daten a:hover { color: var(--accent); }
.kontakt-daten svg { color: var(--accent); }

.ueber-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 30rem); gap: 72px; align-items: start; }
.ueber-text h2 { font-size: var(--text-2xl); margin-bottom: 14px; }
.ueber-text p { color: var(--grau-650); max-width: var(--measure); }
.ueber-text p + p { margin-top: 12px; }
@media (max-width: 1100px) { .ueber-grid { grid-template-columns: 1fr; gap: 40px; } }

.danke-box { max-width: 640px; display: flex; flex-direction: column; gap: 18px; }
.danke-box h2 { font-size: var(--text-2xl); }
.danke-liste { counter-reset: d; display: flex; flex-direction: column; gap: 14px; margin-top: 8px; }
.danke-liste li { counter-increment: d; display: grid; grid-template-columns: 32px minmax(0, 1fr); gap: 12px; color: var(--grau-650); }
.danke-liste li::before { content: counter(d); font-weight: 600; color: var(--accent-ink); font-variant-numeric: tabular-nums; }

/* ------------------------------------------------- Mobile Aktionsleiste */
.mobil-leiste { display: none; }
@media (max-width: 900px) {
  .mobil-leiste {
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 70;
    display: grid; grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: 8px;
    padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
    background: var(--white); border-top: 1px solid var(--grau-200); box-shadow: var(--shadow-pop);
    transform: translateY(110%); transition: transform 260ms cubic-bezier(0.2, 0, 0, 1);
  }
  .mobil-leiste.ist-sichtbar { transform: none; }
  .mobil-leiste .btn { min-height: 48px; padding: 0 12px; gap: 8px; font-size: var(--text-base); }
  .mobil-leiste .btn--rand { background: var(--white); color: var(--navy-deep); border-color: var(--grau-200); }
  body { padding-bottom: 76px; }
  .cc-revoke { bottom: 84px !important; }
}

/* -------------------------------------------------------------- Footer */
.footer__oben--sterbegeld { grid-template-columns: minmax(0, 1.3fr) repeat(3, minmax(0, 1fr)); }
.footer__marke p { margin-top: 18px; max-width: 34ch; font-size: var(--text-sm); line-height: 1.6; color: rgba(237, 242, 248, 0.76); }
.footer__kontakt { margin-top: 18px; display: flex; flex-direction: column; gap: 6px; font-size: var(--text-sm); }
.footer__kontakt span { color: rgba(237, 242, 248, 0.76); }
.footer__knopf { background: none; border: 0; padding: 0; font: inherit; color: var(--white); cursor: pointer; text-align: left; }
.footer__knopf:hover { color: var(--accent); }
@media (max-width: 1100px) { .footer__oben--sterbegeld { grid-template-columns: 1fr 1fr; } }
@media (max-width: 620px) { .footer__oben--sterbegeld { grid-template-columns: 1fr; } }

/* ------------------------------------------------------ Mobiler Hero */
@media (max-width: 1100px) {
  .hero__inner--formular { grid-template-columns: 1fr; gap: 32px; padding-top: 48px; padding-bottom: 0; }
  .hero__seite {
    position: relative; background: var(--white);
    margin-inline: calc(-1 * var(--gutter));
    padding: calc(56px + 1rem) var(--gutter) 2.5rem;
    clip-path: polygon(0 56px, 100% 0, 100% 100%, 0 100%);
  }
  .hero__seite .angebot { max-width: 560px; margin-inline: auto; }
}

@media print {
  .kopfleiste, .mobil-leiste, .angebot, .angebot-dialog { display: none !important; }
}

.sr-only { position: absolute !important; width: 1px; height: 1px; margin: -1px; padding: 0; border: 0; overflow: hidden; clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap; }

/* Lange deutsche Komposita ("Sterbegeldversicherung") dürfen das Raster nicht sprengen. */
.hero__text, .hero__seite { min-width: 0; }
.h-hero, .h-seite, .h-sektion { overflow-wrap: break-word; hyphens: manual; }
.hero__inner--formular .h-hero { font-size: clamp(2.5rem, 3.9vw, 3.4rem); }
@media (max-width: 480px) { .h-seite, .h-sektion { hyphens: auto; } }
@media (max-width: 1100px) { .hero__inner--formular { grid-template-columns: minmax(0, 1fr); } }
@media (min-width: 481px) and (max-width: 1100px) { .h-hero { font-size: clamp(2.25rem, 6.4vw, 3.2rem); } }
@media (max-width: 620px) {
  .h-hero { font-size: clamp(2rem, 8.6vw, 2.75rem); }
  .h-seite { font-size: clamp(1.875rem, 8vw, 2.25rem); }
  .hero__ansprechpartner { align-items: flex-start; }
  .angebot__kopf { flex-wrap: wrap; }
  .kopfleiste p { display: none; }
}

/* Porträts */
.portrait picture { display: contents; }
.personen__bild picture { display: block; }
.personen__foto { width: 100%; height: auto; aspect-ratio: 4 / 5; object-fit: cover; object-position: center top; border-radius: var(--radius-card); background: var(--navy-pale); }

/* Größere Porträts: Avatare nebeneinander statt überlappend */
.portraits { gap: 10px; }
.portrait { width: 72px; height: 72px; border: 2px solid var(--accent); font-size: var(--text-base); }
.portrait + .portrait { margin-left: 0; }
.portraits--klein { gap: 6px; }
.portraits--klein .portrait { width: 52px; height: 52px; border-width: 2px; border-color: var(--grau-200); }
.hero__ansprechpartner { gap: 18px; font-size: var(--text-base); }
.hero__ansprechpartner b { font-size: var(--text-lg); }
.schluss__person { gap: 18px; font-size: var(--text-base); }
.schluss__person b { font-size: var(--text-lg); }
.angebot__wer { gap: 12px; }

/* Ansprechpartner-Sektion: Fotos bekommen mehr Fläche */
.personen { grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr); gap: 64px; }
.personen__bilder { gap: 20px; }
.personen__bild figcaption { margin-top: 14px; }
.personen__bild figcaption b { font-size: var(--text-lg); }
@media (max-width: 1100px) { .personen { grid-template-columns: 1fr; gap: 40px; } }
@media (max-width: 620px) {
  .portrait { width: 60px; height: 60px; }
  .portraits--klein .portrait { width: 44px; height: 44px; }
  .personen__bilder { gap: 12px; }
}

/* ------------------------------------------- Versicherer-Laufband */
.band {
  position: relative; overflow: hidden;
  border-block: 1px solid var(--grau-200); background: var(--white);
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 8%, #000 92%, transparent 100%);
          mask-image: linear-gradient(90deg, transparent 0, #000 8%, #000 92%, transparent 100%);
}
.band__spur { display: flex; width: max-content; animation: band-lauf 70s linear infinite; }
.band__liste { display: flex; flex-shrink: 0; }
.band__liste li {
  display: flex; align-items: center; min-height: 76px; padding: 0 34px;
  font-size: var(--text-lg); font-weight: 600; color: var(--grau-650); white-space: nowrap;
  border-right: 1px solid var(--grau-200);
}
.band:hover .band__spur, .band:focus-within .band__spur, .band.ist-angehalten .band__spur { animation-play-state: paused; }
@keyframes band-lauf { from { transform: translateX(0); } to { transform: translateX(-50%); } }
.band__fuss { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 12px 24px; margin-top: 18px; }
.band__knopf { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 0 4px; background: none; border: 0; font: inherit; font-size: var(--text-sm); font-weight: 600; color: var(--accent-ink); cursor: pointer; }
.band__knopf:hover { color: var(--navy-deep); }
@media (max-width: 620px) { .band__liste li { min-height: 60px; padding: 0 22px; font-size: var(--text-base); } .band__spur { animation-duration: 55s; } }

/* Reduzierte Bewegung: kein Lauf, Namen umbrechen statt laufen */
@media (prefers-reduced-motion: reduce) {
  .band { -webkit-mask-image: none; mask-image: none; }
  .band__spur { animation: none; width: auto; }
  .band__liste { flex-wrap: wrap; justify-content: center; padding: 8px var(--gutter); }
  .band__liste[aria-hidden="true"], .band__knopf { display: none; }
  .band__liste li { min-height: 52px; border-right: 0; }
}
@media (max-width: 1100px) { .hero__inner--formular .h-hero { font-size: clamp(2.25rem, 6.4vw, 3.2rem); } }
@media (max-width: 620px) { .hero__inner--formular .h-hero { font-size: clamp(2rem, 8.6vw, 2.75rem); } }

.kein-umbruch { white-space: nowrap; }

/* Formularkopf: Namen + Beraterteam bekommen die volle Breite, Schrittanzeige darunter */
.angebot__kopf { flex-direction: column; align-items: flex-start; gap: 10px; }

/* Header: Navigation und Knopf brechen nie um */
.header .nav__link, .header__aktionen .btn { white-space: nowrap; }
@media (max-width: 1060px) and (min-width: 901px) { .header .nav { gap: 0; } .header .nav__link { padding-inline: 8px; } .header__aktionen { gap: 10px; } }

/* ------------------------------------------- Danke-Seite: nächste Schritte */
.danke-schritte { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; margin: 0; padding: 0; list-style: none; counter-reset: none; }
.danke-schritt {
  position: relative; display: flex; flex-direction: column; gap: 10px;
  background: var(--white); border: 1px solid var(--grau-200); border-top: 3px solid var(--grau-200);
  border-radius: var(--radius-card); padding: 26px 26px 30px;
  transition: border-color 180ms ease, background-color 180ms ease, box-shadow 180ms ease, scale 220ms cubic-bezier(0.2, 0, 0, 1);
}
.danke-schritt__zeit { display: inline-flex; align-items: center; gap: 8px; align-self: flex-start; padding: 5px 10px; border-radius: var(--radius-btn); background: var(--navy-pale); color: var(--accent-ink); font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; transition: background-color 180ms ease, color 180ms ease; }
.danke-schritt__num { font-size: 2.75rem; font-weight: 600; line-height: 1; letter-spacing: -0.03em; color: var(--grau-200); font-variant-numeric: tabular-nums; margin-top: 10px; transition: color 180ms ease; }
.danke-schritt h3 { font-size: var(--text-xl); line-height: 1.3; transition: color 180ms ease; }
.danke-schritt p { color: var(--grau-650); line-height: 1.6; }
@media (hover: hover) {
  .danke-schritt:hover { border-color: var(--grau-200); border-top-color: var(--accent); background: #FBFCFE; box-shadow: var(--shadow-card); }
  .danke-schritt:hover .danke-schritt__num { color: var(--accent); }
  .danke-schritt:hover h3 { color: var(--accent-ink); }
  .danke-schritt:hover .danke-schritt__zeit { background: var(--accent); color: var(--navy-deep); }
}
@media (hover: hover) and (prefers-reduced-motion: no-preference) { .danke-schritt:hover { scale: 1.02; } }
@media (min-width: 1101px) {
  /* Verbindungslinie zwischen den Karten */
  .danke-schritt + .danke-schritt::before { content: ""; position: absolute; left: -25px; top: 50%; width: 26px; height: 2px; background: var(--accent); opacity: 0.5; }
}

.danke-eilig {
  margin-top: 2.5rem; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 24px 48px; align-items: center;
  background: var(--navy-deep); color: var(--white); border-radius: var(--radius-card); padding: clamp(1.5rem, 3vw, 2.25rem);
  border-left: 4px solid var(--accent);
}
.danke-eilig h2 { font-size: var(--text-2xl); line-height: 1.2; color: var(--white); margin-bottom: 8px; }
.danke-eilig p { color: var(--navy-pale); }
.danke-eilig__aktionen { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 28px; }
.danke-eilig .pfeil-link { color: var(--accent); }
.danke-eilig .pfeil-link:hover { color: var(--white); }
@media (max-width: 1100px) { .danke-schritte { grid-template-columns: 1fr; gap: 16px; } .danke-eilig { grid-template-columns: 1fr; } }

/* Footer: dieselbe Wortmarke wie im Header */
.wortmarke--fuss { display: inline-flex; align-items: flex-start; gap: 4px; }
.wortmarke--fuss .wortmarke__name { font-size: 24px; }
.wortmarke--fuss .wortmarke__zusatz { font-size: 9px; text-align: left; }
.wortmarke--fuss::after { content: ""; width: 87.2%; height: 2px; margin-top: 6px; background: var(--accent); }
.footer .wortmarke--fuss:hover { color: var(--white); }
.footer__kontakt { margin-top: 22px; }

/* Footer: Öffnungszeiten in derselben weißen Schrift wie die übrigen Kontaktdaten */
.footer__kontakt span { color: var(--white); }

/* Hinweistexte auf dunklen Flächen in Weiß statt Grau */
.sektion--schnitt .unter-cta p, .sektion--navy .unter-cta p { color: var(--white); }

.personen__text { margin-top: 16px; max-width: 58ch; color: var(--grau-650); text-wrap: pretty; }
.personen__text + .personen__text { margin-top: 12px; }

/* Ansprechpartner: Abstand zwischen Leitsätzen und den vier Punkten verkleinert */
#ansprechpartner .punkte-2 { margin-top: 1.5rem; }

/* Varianten und Ansprechpartner teilen den Hintergrund: Abstände nicht doppeln */
.sektion:not(.sektion--grau):has(+ #ansprechpartner) { padding-bottom: 2.5rem; }
.sektion:not(.sektion--grau) + #ansprechpartner { padding-top: 1.5rem; }

/* Schlussblock: ein Satz je Zeile */
.schluss__lede { max-width: 66ch; text-wrap: pretty; }
.schluss__satz { display: block; }
.schluss__satz + .schluss__satz { margin-top: 6px; }

/* Footer ohne Pflichtzeile: unten genug Luft lassen */
.footer { padding-bottom: 3rem; }

/* Einleitungen satzweise: jeder Satz in eigener Zeile, ruhige Zeilenlänge */
.lede--saetze { max-width: 72ch; text-wrap: pretty; }
.lede--saetze .satz { display: block; }
.lede--saetze .satz + .satz { margin-top: 4px; }
.lede--saetze .satz + .satz { margin-top: 4px; }
#fallstricke .lede--saetze .satz + .satz { margin-top: 12px; }

/* Kompaktere Sektionsabstände auf allen Seiten (vorher bis 88px je Seite) */
.sektion { padding-block: clamp(2.5rem, 5vw, 4rem); }
.sektion--schnitt { padding-top: 0; }
.sektion--schnitt .wrap { padding-top: clamp(5rem, 8vw, 7rem); padding-bottom: clamp(2.5rem, 5vw, 4rem); }
.sektion__kopf { margin-bottom: 2rem; }
.unter-cta { margin-top: 2rem; }
.einfach-hero { padding-block: clamp(2.5rem, 5vw, 4rem); }

/* Feinabstimmung: Sektionsübergang einheitlich rund 104px */
.sektion { padding-block: clamp(2.25rem, 4.5vw, 3.25rem); }
.sektion--schnitt { padding-block: 0; }
.sektion--schnitt .wrap { padding-top: calc(72px + 1.5rem); padding-bottom: clamp(2.25rem, 4.5vw, 3.25rem); }
.hero__inner--formular { padding-bottom: 3.25rem; }
.recht-hero { padding: clamp(2.25rem, 4.5vw, 3.25rem) 0; }
.einfach-hero { padding-block: clamp(2.25rem, 4.5vw, 3.25rem); }
@media (max-width: 1100px) { .hero__inner--formular { padding-bottom: 0; } }
.sektion:has(+ .sektion--schnitt) { padding-bottom: 1.5rem; }
.recht-inhalt > :first-child > h2:first-child, .recht-inhalt > h2:first-child { margin-top: 0; padding-top: 0; border-top: 0; }
@media (min-width: 1101px) { .hero:has(+ .sektion--schnitt) .hero__inner--formular { padding-bottom: 1.5rem; } }